William Jackson
(661) 900-2540
William Jackson
Your Personal Real Estate Advisor
Real Estate Tips
11MAY

Locked In and Holding Out: How Low Mortgage Rates Are Freezing the Housing Market
The U.S. housing market is grappling with a persistent shortage of homes, and one major reason is the “lock-in effect.” Homeowners with ultra-low mortgage rates secured during the pandemic are reluctant to sell, even as market demand grows. This hesitance is tightening inventory, driving up prices, and reshaping the dynamics of both buying and selling real estate in 2025.
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04MAY

Buy a Home, Keep the Seller’s Rate
With interest rates nearing 7%, many homebuyers in the U.S. are exploring assumable mortgages as a strategic way to save money. By taking over a seller’s existing home loan with a lower interest rate, buyers can reduce their monthly mortgage payments significantly. This article explains how assumable mortgages work and why they’re gaining popularity in today’s housing market.
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William Jackson
Carroll Realty
4900 California Avenue 210 B Bakersfield, CA 93309
Email: jacksonw2@yahoo.com
Phone: (661) 900-2540
William C. Jackson, a graduate of California University with a Bachelors Degree in Business Administration-Finance, became a Licensed Real Estate professional in September 2005. His affinity for analyzing and solving financial matters led to a career in real estate finance. His experience as a loan officer, loan processor, sales agent, listing agent, and sales manager prepared him well for his current position as the broker of Carroll Realty & Mortgage.
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